Blue Cross Blue Shield Member Perks And Non-Insurance Benefits

Blue Cross Blue Shield (BCBS) members have access to a variety of non-insurance benefits and programs designed to support health and wellness goals. These offerings include savings on consumer goods and services, wellness incentives, and access to tools and resources that can help members manage their health care needs. While these benefits are not part of insurance coverage, they are available to eligible members and can provide valuable support and savings.

One of the most notable non-insurance programs available to BCBS members is Blue365, a discount program offering savings on everyday purchases from over 90 national brands. Blue365 is available to members of many participating Blue Companies and to members of the Federal Employee Program Service Benefit Plan. It is free to join and does not require a purchase or subscription. Members can access exclusive discounts on products such as health and wellness items, household goods, and more, making it a valuable resource for saving money on everyday essentials.

In addition to Blue365, several Blue Cross and Blue Shield plans offer wellness programs and rewards for members who take steps to improve their health. For example, Blue Cross Blue Shield of Michigan provides Medicare Advantage members with the opportunity to earn gift cards by completing certain healthy activities. These activities can include participating in wellness programs, health screenings, or fitness initiatives. The rewards are designed to encourage healthy behaviors and support long-term wellness goals.

Members should be aware that the availability and eligibility for these programs can vary depending on the specific plan and location. Some programs may not be available to all members, particularly those enrolled in Medicaid, Medicare Advantage, or specific HMO plans. For example, the BlueCard Program is not available for Medicaid or Medicare Part D members, and the Away From Home Care Program is not available for certain HMO plan members. Members should review their plan details and contact their insurance provider for the most accurate and up-to-date information.

Another important aspect of BCBS member benefits is access to 24/7 health and wellness support. For example, Blue Cross and Blue Shield of Texas members have access to a 24/7 Nurseline service, which provides non-emergency medical advice and support. This service is not available to Illinois HMO members and should not be used as a substitute for professional medical care. Members are encouraged to consult with their doctors for any health-related concerns.

Some BCBS plans also offer savings on vision and hearing services. These services are provided by independent contractors such as EyeMed Vision Care, Glasses.com, and TruHearing®. Members can access these services through their insurance provider's network and may receive discounts on exams, prescriptions, and equipment. It is important to note that these vendors are not affiliated with Blue Cross and Blue Shield in any other capacity beyond being independent contractors.

For members who prefer digital tools, many BCBS companies offer mobile applications and online portals that allow members to manage their health care plans, access documents, and track wellness activities. These tools are designed to help members stay informed, make better health decisions, and take control of their care. For instance, Blue Cross and Blue Shield of North Carolina members can use the Blue Connect℠ app to manage their plans and access a range of health resources.

It is also important to understand that BCBS companies reserve the right to modify or discontinue these programs at any time without notice. Members should check their plan documents and contact their insurance provider for the latest information regarding available benefits. Additionally, members should always verify the terms and conditions of any program before participating to ensure eligibility and understand any limitations or exclusions.

Overall, Blue Cross Blue Shield members have access to a variety of non-insurance benefits and programs that can support their health and wellness goals. These offerings include discount programs, wellness incentives, and health resources designed to help members save money and improve their quality of life. While these benefits are not part of insurance coverage, they can be a valuable addition to a member's overall health care strategy.

Conclusion

Blue Cross Blue Shield offers a range of non-insurance benefits and programs for eligible members, including discount programs, wellness incentives, and health resources. These offerings are designed to support health and wellness goals and provide additional value to members beyond traditional insurance coverage. However, the availability and eligibility for these benefits can vary depending on the plan and location. Members are encouraged to review their plan details and contact their insurance provider for the most accurate and up-to-date information.

Sources

1. Blue365
2. Blue Cross and Blue Shield of Texas Member Programs
3. Blue Cross and Blue Shield of North Carolina Members
4. Blue Cross Blue Shield of Michigan Medicare Advantage Rewards