Security Bank Customer Benefits Rewards Programs And Perks For Account Holders

Introduction

Security Bank, with locations in Kansas City, Texas, and Minnesota, offers various benefits and rewards to its customers through multiple programs and account features. These benefits range from discounts on everyday purchases to specialized services and protection programs. The bank provides these perks as part of its commitment to customer satisfaction and community engagement, with different benefits available depending on account type, age eligibility, and geographic location. This article explores the various free benefits and rewards that Security Bank customers can access through their accounts and affiliated programs.

Security Bank Rewards Program

Security Bank offers a comprehensive rewards program through Security Bank Rewards, which is powered by BaZing®. This program provides account holders with exclusive deals and savings opportunities both online and in person. The program is designed to help customers save money on everyday expenses, including dining, shopping, and travel.

To access these benefits, customers must download the Security Bank Rewards Mobile App, which is available for both Apple and Android devices. The app allows users to explore local discounts and discover savings near them. Once a customer finds a deal they're interested in, they can present their mobile coupon to participating retailers to receive instant savings.

The Security Bank Rewards program includes several valuable benefits:

• Cell Phone Protection: Coverage for situations when a phone is broken or stolen
• ID Theft Aid: Assistance to help restore identity if it's ever stolen
• Security Bank Rewards App: Access to discounts on shopping, dining, travel, and more
• Health Service Discounts: Savings on prescriptions and eye exam services
• $10,000 Travel Accidental Death Coverage: Peace of mind protection when traveling
• Roadside Assistance: A 24/7 service for emergency roadside situations

Participating merchants in the Security Bank Rewards program are subject to change without notice and may not be available in all regions. Some merchants may choose to limit deals, so customers should verify current offerings through the app or BaZing.com. The rewards program does not require additional enrollment beyond having a Security Bank account, making it an accessible benefit for existing customers.

Account-Specific Benefits

Security Bank offers several different account types, each with its own set of benefits and perks. These accounts are designed to meet the needs of various customers, from basic checking to interest-bearing accounts with premium features.

Platinum Leaf Account

The Platinum Leaf Account offers tiered interest rates based on account balance:

• For balances below $50,001.00: 3.50% APY (3.56% APY)
• For balances equal to or greater than $50,001.00: APY ranges from 3.56% to 1.83%
• If account requirements are not met: 0.00% APY

To qualify for interest each monthly statement cycle, account holders must: - Conduct at least 15 settled and posted debit card transactions (excluding ATM transactions) - Have at least one settled and posted Automated Clearing House (ACH) credit or ACH debit - Receive an Electronic Statement (eStatement) - Be at least 14 years old to be eligible for a debit card

The Platinum Leaf Account includes several benefits: - Bank Anywhere: Mobile banking, online banking, and bill pay services - ATM Fee Refunds: Up to $15 in domestic ATM refunds - Express Debit Card: No waiting for a card when obtained at a Banking Center - eStatement Savings: Free electronic statements

Gold Leaf, Green Leaf, and New Leaf Accounts

These account types share some common features while offering different benefits:

All accounts require a minimum opening deposit of $25. The specific benefits include:

• Bank Anywhere: Card controls, account alerts, mobile banking, and other digital services
• ATM Fee Refunds: Reimbursement for domestic ATM fees up to $15
• Express Debit Card: Option for immediate card issuance at Banking Centers
• eStatement Savings: Free electronic statements

Additional benefits vary by account type: - Gold Leaf Account: May include dining, shopping, and travel savings through the Security Bank Rewards program - Green Leaf Account: Specific benefits not detailed in the provided sources - New Leaf Account: May include NexGen benefits for customers age 23 and under, no overdraft or return item (NSF) fees, and check writing privileges

Free Checking Benefits

Several account types offer free checking with no service charges or minimum balance requirements. Account holders can write as many checks as needed without incurring additional fees. Some accounts also include free personalized checks, with a limit of one box per year.

Refer-A-Friend Program

Security Bank of Kansas City operates a Refer-A-Friend program that provides existing customers with the opportunity to earn extra cash. The program allows customers to refer friends to open accounts at the bank, with both the referrer and the friend receiving financial benefits. While the specific details of the program, such as the amount of the reward or the exact referral process, are not fully detailed in the provided sources, the program represents an additional benefit for customers who actively promote the bank within their social networks.

VIC Club Benefits

Security Bank Minnesota offers a special program called the VIC (Very Important Citizens) Club for customers who are 50 years of age or older and maintain a minimum balance of $1,500.00 in a Savings Account or Certificate of Deposit. The VIC Club provides several exclusive benefits tailored to senior customers:

• Free Checking: No service charges and no minimum balance requirements, with unlimited check writing
• Free Personalized Checks: One box of personalized checks provided free each year
• Free Notary Service: Complimentary notary public services for documents
• Special Vacation Trip Offers: Throughout the year, VIC Club members receive access to specially priced vacation trips
• Member Newsletter: Regular updates on club activities, special events, and relevant information
• Direct Deposit Services: Convenience for depositing Social Security, pension, and retirement checks

The VIC Club represents Security Bank's commitment to serving the specific needs of its senior customers, providing both practical banking services and special lifestyle benefits.

Mobile and Digital Services

Security Bank offers several free digital services that enhance the banking experience for customers:

• Online Banking: Free access to accounts 24/7, allowing customers to manage various banking tasks without visiting a branch
• Mobile Banking: A free Security Bank app that enables customers to manage finances from virtually anywhere
• Mobile Check Deposit: Ability to deposit checks remotely using the mobile app
• Account Alerts: Customizable notifications for account activity, balance updates, and security alerts
• Card Controls: Tools to manage debit card usage, including the ability to turn cards on or off and set spending limits
• Bill Pay Services: Online system to pay bills directly from bank accounts

These digital services are included with most account types and provide customers with convenient access to their accounts and banking functions without additional fees.

Conclusion

Security Bank provides a comprehensive suite of benefits and rewards to its customers across its various banking centers. Through the Security Bank Rewards program, customers can access discounts on everyday purchases and specialized protection services. Different account types offer tiered benefits ranging from free checking to interest-bearing accounts with premium features. Senior customers can take advantage of the VIC Club's exclusive benefits, while all customers benefit from free digital banking services. Additionally, the Refer-A-Friend program provides an opportunity for customers to earn extra cash by referring others to the bank. These benefits demonstrate Security Bank's commitment to customer satisfaction and community engagement, offering tangible value beyond basic banking services.

Sources

1. Personal Services
2. Serving the KC Community Since 1933
3. Security Bank Rewards
4. Texas Security Bank
5. Personal Checking
6. Security's VIC Club